Comments on: Credit Card Hacks: How to legally maximize your points and cards https://www.moneywehave.com/credit-card-hacks/ Personal Finance and Budget Travel for Canadians Thu, 13 Jan 2022 01:47:00 +0000 hourly 1 https://wordpress.org/?v=7.0 By: betty https://www.moneywehave.com/credit-card-hacks/#comment-215333 Thu, 13 Jan 2022 01:47:00 +0000 https://www.moneywehave.com/?p=380578#comment-215333 i use Canadian Tire Master Card to collect CT money and get .05 cents discount on every litre of gas. I only use this card for gas or in store purchases. CT money is redeamable at Mark’s Work Warehouse too.

]]> By: Marpy https://www.moneywehave.com/credit-card-hacks/#comment-168979 Thu, 27 Dec 2018 14:20:51 +0000 https://www.moneywehave.com/?p=380578#comment-168979 I for one do not use points for flying as with a lot of the programs, you have to pay taxes and fees on top and I can usually find flights for far cheaper than I can get through say Aeroplan partners airlines. Buying air miles is an extremely bad deal. By my calculations, air miles are worth between 3 cents and 5 cents each. Air miles charges between 20 cents and 30 cents to buy one. My preference is cashback cards because you can,not “gimmick” cash back and I can always take the cash and find a far better price/ beal than what they offer for points. Find me a points card with a price match guarantee and I may change my mind.
One example – I was looking at an item in the air miles catalogue which cost 3200 air miles. The same Item was on sale at Best Buy for $99. That puts a 3 cent per air mile value oh air miles.

]]> By: Rushda Rubaia https://www.moneywehave.com/credit-card-hacks/#comment-159997 Fri, 14 Sep 2018 06:57:00 +0000 https://www.moneywehave.com/?p=380578#comment-159997 You spoke my mind. I have been following these strategies for years now in Calgary. Currently I’m doing some research on the stock markets. I will start writing blogs like you soon. Thanks for the inspiration.

]]> By: Barry Choi https://www.moneywehave.com/credit-card-hacks/#comment-159889 Mon, 10 Sep 2018 19:58:35 +0000 https://www.moneywehave.com/?p=380578#comment-159889 In reply to Owen @ PlanEasy.ca.

Owen,

Yeah there are a lot of tricks with credit cards. This post was more educational to let people know what’s out there. I personally like to apply for multiple cards so sign up points are highly lucrative.

]]> By: Owen @ PlanEasy.ca https://www.moneywehave.com/credit-card-hacks/#comment-159882 Mon, 10 Sep 2018 17:27:29 +0000 https://www.moneywehave.com/?p=380578#comment-159882 Had absolutely no idea American Express had a referral program!

Some really good tips here. We do the basic stuff, like sign up for new credit cards for the bonus, but we don’t go too far with the points transfers etc. We’ve gotten a few free flights and hotel stays and I’d estimate it’s saved us $4,000-$5,000 over the last 10+ years. Not bad for just signing up for a credit card.

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