Comments on: Collecting CPP and OAS While Living Abroad

By: Barry Choi

Barry Choi — Tue, 07 Feb 2023 16:35:27 +0000

In reply to Douglas Sweetlove. Hey Douglas, Your payments would be based on years in Canada. The treaty is so you don't get double-taxed. Basically, any taxes you report in Japan when you retire would offset any taxes owed in Canada.

By: Douglas Sweetlove

Douglas Sweetlove — Tue, 07 Feb 2023 08:45:19 +0000

Hi;
Quick question about OAS abroad. I am Canadian, lived in Canada until age 40, so 22 years of residence. Since then, I have lived in Japan. So, will my OAS payment be based only on my 22 years of Canadian residence, or does my residence in Japan also count since Japan and Canada have a treaty for taxes/social benefits?
Now in my late 50s so retirement planning is becoming more and more important!
Thanks from over the ocean.

By: Barry Choi

Barry Choi — Mon, 01 Aug 2022 21:42:24 +0000

In reply to Aza.

Aza,

You’d have to contact Service Canada for a definite answer as I’m not sure.

By: Aza

Aza — Mon, 01 Aug 2022 19:53:05 +0000

Thanks for the info. I am a new immogrant and have been living in Canada for 12 years. I am receiving partial OAS monthly. If I plan on living abroad for 2 years, is there a way to not interrupt the OAS payments?
In Canada.ca says that if you are out of the country for more than 6 months after the month you left, the payments stop. Does that mean that if I visit family in canada every 5 months, the payments won’t stop?
Is it 6 months in a year or 6 months from the day you left and the day restarts everytime you come back?

By: vic

vic — Sat, 04 Jun 2022 19:26:28 +0000

i am already receving my OAS here in canada, what are the forms do I need to submit? if i want to tetire abroad? help thanks

example: I am ready in the US
what are the forms do i need?
how many working days to receive my first direct depostOAS

By: victor

victor — Sat, 04 Jun 2022 19:13:07 +0000

whee ca i download the direct depost form? how many months to wait to receive your OAS?

By: Barry Choi

Barry Choi — Fri, 13 May 2022 21:42:45 +0000

In reply to Dragan Dragovic.

Dragan,

Yes, please see this link – https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-international/benefit-amount.html

By: Dragan Dragovic

Dragan Dragovic — Fri, 13 May 2022 13:37:26 +0000

When I collected first OAS amount , I had been living in Canada 15 years ( after my 18th birthday ). Today ( 2022 ) I have more than 22 years. , and I plan to live in Europe. My question is : Can I collect my OAS without any limitation living out Canada?!

By: Barry Choi

Barry Choi — Fri, 08 Apr 2022 13:01:05 +0000

In reply to Denis.

This is a list of the countries with a tax treaty with Canada – https://www.canada.ca/en/department-finance/programs/tax-policy/tax-treaties.html

YOur best bet is to talk to an accountant who has experience dealing with Canadian expats where you live. I realize that’s easier said than done.

By: Denis

Denis — Fri, 08 Apr 2022 01:12:46 +0000

Good info, where can i find documentation on:
”If you live in a country that has a tax treaty with Canada, you do not have to pay OAS recovery tax if you exceed the threshold ”
My inquiry with the CRA was no exemption on recovery tax for USA and Mexico.
I have read T4155-21 but no clear answer either…
The answer would make a sizable difference in pension $$.