7 Smart Money Habits for Millennials

I fall into the upper age bracket of the millennial category so I always find it fascinating when I see money reports about this age demographic. I wish I book marked all the different reports but I remember one headline saying that millennials aren't saving as much as boomers did, while another said that they [...]

By | 2016-12-12T10:32:47+00:00 January 11th, 2016|My Money, Personal Finance, Young Money|

What do You Really Know About Money?

We're quickly approaching the end of Financial Literacy Month in Canada so hopefully you've been taking the time to learn more about your money. If not, what has been stopping you? Many people out there believe that they're doing just fine with their money, so there's no need to learn more, but what do you really [...]

By | 2016-12-12T10:32:47+00:00 November 23rd, 2015|My Money, Personal Finance, Young Money|

Pay Down Student Loans or Save for Retirement?

When I graduated from college I was in a pretty fortunate situation. I had no student debt, and I was already working in my field of study where my pay was more than double of any of my previous jobs. Lifestyle inflation never appealed to me so I focused on saving for my retirement. Unfortunately not [...]

By | 2016-12-06T23:57:01+00:00 November 5th, 2015|Personal Finance, Young Money|

Are Immigrant Children Better off?

Last week BMO released a New Canadian Study where they found more than half of immigrant parents believe their children will be better off in Canada. As a child of immigrant parents, there's no arguing that my life is significantly better here in Canada. Having free healthcare alone makes Canada great, and there's no denying that [...]

By | 2016-12-06T23:57:02+00:00 July 27th, 2015|Personal Finance, Young Money|

Budgeting For University In The U.S For Canadians

Are you a Canadian considering attending university in the U.S.? Before you start applying to U.S. schools, it’s important to know the costs ahead of time. Not only will you have to pay room and board when attending a U.S. school, you’ll also have to pay tuition, which tends to be a lot higher than [...]

By | 2016-12-06T23:57:02+00:00 June 3rd, 2015|Personal Finance, Young Money|

Parents Don’t Like Free Government Money

Canadian parents don't like free government money. 47% of parents have yet to open a Registered Education Savings Plan (RESP) according to a new survey by the Chartered Professional Accountants of Canada. An RESP is easily the best way to save for your child's education since the money is tax-free, and the government offers a Canadian [...]

By | 2016-12-06T23:57:03+00:00 May 4th, 2015|Personal Finance, Young Money|

Canadian Student Loan Options

The cost of a post-secondary education seems to be increasing every year; fortunately getting a Canadian student loan is a pretty straight forward process through the Government of Canada. The federal government essentially offers 2 Canadian student loan programs to help with your education costs. They of course don't just give loans away, you need to [...]

By | 2016-12-06T23:57:03+00:00 March 24th, 2015|Personal Finance, Young Money|