Money habits of Millennials are often talked about - it is a fun age group to talk about. Officially, a Millennial is classified as someone who reaches young adulthood around the year 2000. Although there are no formal years that define if you’re an actual Millennial, many people just say people born in the early [...]
The Millionaire Teacher is back! Okay, he technically didn’t go anywhere, but author Andrew Hallam has just released the second edition of his book The Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School. Let’s be clear, if you’re looking to learn about personal finance and investing, this is a must [...]
This is a sponsored post written by me on behalf of BMO When I was a student, I never thought much about my finances. Sure, I had a part time job which gave me some spending money, but I didn’t think long-term. Looking back now, I realize that if I had the right foundation in [...]
With the start of the school year just a month away, it’s time to start thinking about budgeting tips for students. Generally speaking, students don’t have many expenses but it’s during your school years that you really want to start practicing your money management. This can be a bit tricky since summer spending affects a [...]
It seems like every week there’s a new article about millennial spending habits. Heck, I cover that demographic quite a bit in my writings. I’ve talked about their summer spending, credit card use, and their financial confidence - now I’m looking at their spending when it comes to back-to-school shopping. 44% of Canadian Millennial parents [...]
When I was in high school, I used to love back to school shopping. (Yes, there was a time when I enjoyed school). Something about the entire process was thrilling to me. I loved going to Grand and Toy or Staples to browse all of the latest stationery (that was a thing). My parents loved [...]
In just six months, Millennials and Gen Xers have lost confidence in their ability to meet their financial goals. A recent CIBC study saw a 12 per cent drop in both age groups with only 72 percent of millennials and 66 per cent of Gen Xers believing they’ll reach their financial goals in the next [...]
One of my favourite topics to write about is credit cards. I love credit card rewards which is why I charge most of my purchases (except at small merchants). I don't think many people enjoy credit cards as much as I do but I do find it surprising when I read that millennials are using [...]
Recently I've caught myself contradicting myself. For the longest time I've always avoided lifestyle inflation, but since I've been working harder at my side hustles I've convinced myself that I can spend a little more. The truth is, spending money is fun. I've treated myself to a few extra things, which I don't feel too [...]
I'm fortunate enough to have graduated without any student debt. My parents had set up a Registered Education Savings Plan (RESP) set up for me at a young age so I never to worry about taking out a loan. The cost of a post-secondary education has increased a fair amount since I graduated, so it [...]
