Students

5 Money Tips Every Student Needs to Know

This is a sponsored post written by me on behalf of BMO When I was a student, I never thought much about my finances. Sure, I had a part time job which gave me some spending money, but I didn’t think long-term. Looking back now, I realize that if I had the right foundation in…

Budgeting Tips for Students

With the start of the school year just a month away, it’s time to start thinking about budgeting tips for students. Generally speaking, students don’t have many expenses but it’s during your school years that you really want to start practicing your money management. This can be a bit tricky since summer spending affects a…

Millennial Parents Plan to Spend More on Back-to-School Shopping

It seems like every week there’s a new article about millennial spending habits. Heck, I cover that demographic quite a bit in my writings. I’ve talked about their summer spending, credit card use, and their financial confidence – now I’m looking at their spending when it comes to back-to-school shopping. 44% of Canadian Millennial parents…

5 Back to School Saving Tips

When I was in high school, I used to love back to school shopping. (Yes, there was a time when I enjoyed school). Something about the entire process was thrilling to me. I loved going to Grand and Toy or Staples to browse all of the latest stationery (that was a thing). My parents loved…

5 Ways to Make Saving Money fun

Recently I’ve caught myself contradicting myself. For the longest time I’ve always avoided lifestyle inflation, but since I’ve been working harder at my side hustles I’ve convinced myself that I can spend a little more. The truth is, spending money is fun. I’ve treated myself to a few extra things, which I don’t feel too…

Getting on top of Your Student Loan Payments

I’m fortunate enough to have graduated without any student debt. My parents had set up a Registered Education Savings Plan (RESP) set up for me at a young age so I never to worry about taking out a loan. The cost of a post-secondary education has increased a fair amount since I graduated, so it…

YOLO or Retire Young?

Turns out that a majority (62 per cent) of Canadian millennials (aged 18-34) say that they have already started saving for retirement and almost half (46 per cent) say they started before the age of 25 according to a new survey done by Tangerine. At face value these stats are pretty impressive when compared to those surveyed in…

7 Smart Money Habits for Millennials

I fall into the upper age bracket of the millennial category so I always find it fascinating when I see money reports about this age demographic. I wish I book marked all the different reports but I remember one headline saying that millennials aren’t saving as much as boomers did, while another said that they…

Should you pay down student loans first?

Pay Down Student Loans or Save for Retirement?

When I graduated from college I was in a pretty fortunate situation. I had no student debt, and I was already working in my field of study where my pay was more than double of any of my previous jobs. Lifestyle inflation never appealed to me so I focused on saving for my retirement. Unfortunately not…

Managing Your Money in Your 20’s

If you’re in your 20’s, what you do with your money now could have a lasting impact on your financial future. Hopefully you’ve already accepted and come to terms with the money truths, so it’s time to start getting serious about managing your money. It might seem intimidating at first, but trust me, managing your…