Spending

Is it Time to Upgrade Your Credit Cards?

At least once a month, a friend or reader will message me asking for credit card advice. The story is always similar, they’ve had this or that credit card for years and they’ve come to the conclusion that it may not be the best fit for them anymore. This is great since they’ve realized it’s…

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6 Ways Chasing Travel Rewards Can Hurt You

I love to collect travel rewards points. It’s almost become an obsession. I’ve signed up for over a dozen credit cards in the last two years and I write about the topic here on my blog all the time. The reason I love travel rewards is that I get to go to some pretty amazing…

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How I Spent way too Much Money at Work

Despite the fact that I quit my full-time job almost two years ago, I still pick up shifts about once every three months at my old job. I don’t need the money, but I really liked my old job and enjoyed the people I worked with so it’s sort of a way to stay social.…

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5 friends that F up your finances

5 Friends that F up Your Finances

One of my personal finance books is the Millionaire Next Door. Without going into too many details, it explains how research finds that people who appear rich may not actually appear to be rich. It makes sense in hindsight since the people who are actually rich save their money instead of spending their cash on…

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is paying an annual fee worth it

Is Paying an Annual Fee Worth it?

For the longest time, I hated paying fees for banking and services. Why would I pay money when I don’t have to right? Well, over the years my stance on fees has changed quite a bit. I’m still totally against monthly banking fees (I need to pay you to hold my money?), but paying an…

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Is PC Optimum the Best Retail Loyalty Program

IS PC Optimum the Best Retail Loyalty Program?

**This is a sponsored post written by me on behalf of PC Optimum. All opinions are my own. Without a doubt, my favourite loyalty program is PC Optimum. Now, you may be wondering if that’s actually true since this post is clearly sponsored by PC Optimum, but I’ve been using PC Plus (now PC Optimum)…

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credit card hacks travel

Credit Card Hacks: How to legally maximize your points and cards

Credit card hacks are some of the easiest things you can do. Heck, you’re likely already doing some of these hacks and you don’t even know it. I’m not talking about real hacks that will get you in trouble with the law, but rather, these credit card hacks focus on perks and benefits that come…

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ebates.ca review

Rakuten Canada Review

Rakuten Canada which is formerly known as ebates.ca is arguably the most known online cash back shopping portal worldwide. Ebates was founded in California in 1998 and it was an instant success getting millions of users. It became so popular that it was acquired in 2014 for one billion dollars by Japanese giant Rakuten (hence…

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Money Myths Busted

As you can imagine, I write, talk, and read a lot about money. It’s a huge interest of mine so naturally I come across some amazing stories, but quite often I hear some money myths over and over again that just aren’t true. I have no idea where any of these money myths originated from, but…

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great canadian rebates review

Great Canadian Rebates Review

GreatCanadianRebates.ca has been around for quite some time, but many people still aren’t familiar with the site. To simply put it, Great Canadian Rebates (GCR) allows you to earn cash-back on your online purchases! This isn’t exactly a new concept, but GCR has the distinction of being 100% Canadian and is designed for Canadian customers.…

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