Real Estate

Ontario energy rebates

Ontario Energy Rebates

Are you looking for Ontario energy rebates? At any given time, there are multiple incentives and rebates available that can help you save money if you’re looking to make energy efficient upgrades. How much you get back depends on where you live, what you’re upgrading to, and who your energy provider is. To help you…

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4 Ways to Reap the Benefits of Your Home Equity

4 Ways to Reap the Benefits of Your Home Equity

As you pay down your mortgage or the value of your home increases, you build up what’s known as home equity. Essentially, this is the difference between what your home is worth and the amount you still owe on your mortgage. For example, if your home would currently sell for $750,000 and the remaining balance…

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10 Ways To Start Investing for Beginners With Little Money

10 Ways to Start Investing for Beginners With Little Money

Investing for beginners with little money may appear to be difficult, but it’s not hard to make your money work for you. It’s all about taking the cash that you have now and investing in things that make sense for you.  Let’s be realistic, you’re not going to get rich by investing $25 a month,…

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What Do Property Taxes Pay For?

Tonight a new Mayor of Toronto will be named. The campaign has been long and I can’t wait for it to end and for the city to move forward from its troubled reputation. Many voters have complained about increasing property taxes with one candidate promising to cut them if elected. Of course, these same people…

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Why Your Overall Financial Health is More Than Just Your RRSP

One of the earliest money lessons I learned was to pay yourself first. I was seventeen at the time and just got my first paycheque. Before I had a chance to spend any of it, my dad encouraged me to open a Registered Retirement Savings Plan (RRSP) at my bank. It made sense, if I…

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Why Use a Mortgage Broker: The pros and cons

Getting a mortgage is part of buying a home. Most people assume that mortgages come from a bank and while this statement is not wrong, it’s not the only option. You can also use a mortgage broker. So, what is a mortgage broker? How much do they cost? And, are they worth it? In this…

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Are Timeshares Worth it?

Timeshares used to be all the rage. For a reasonable price, you can visit the same (or sometimes different) exotic location every year and have a spot guaranteed for you. Well, at least that’s what they tell you during the sales pitch. But are timeshares worth it? The short answer is no. Timeshares are often…

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What is a mortgage amortization?

The Difference Between Mortgage Amortization and Term

Do you want to know the difference between mortgage amortization and term? When shopping for a home, many people focus on mortgage interest rates. It makes sense since the lower the rate you can get, the more home you can technically afford. While low rates are important, it’s not the only thing you should consider…

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Should you defer your mortgage, rent or credit card payments

Should you Defer Your Mortgage, Rent and Credit Card Payments?

With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills. The government of Canada has done a reasonable job by introducing emergency measures that will provide income to some Canadians.…

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Where Should I Invest my Down Payment?

**This is a sponsored post written by me on behalf of Alterna Bank. All opinions are my own. One of the most common questions I get asked these days is where should I invest my down payment? There are a lot of variables involved with this question, but generally speaking, if you plan on buying…

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