Real Estate

prepare to be a homeowner

How to Prepare to be a Homeowner

You’ve decided that this is the year you buy a home, but have you ever thought about how to prepare to be a homeowner? This will likely be the largest purchase of your life, so you won’t want to rush things. Owning a home is a serious decision, so you want to get it right.…

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What to do with $10,000

Got $10,000? Here’s What to do With it

If we’ve recently come into a windfall of cash – from a gift, lottery, or inheritance – figuring out what to do with it is trickier than it seems. Paying down debts or increasing our retirement savings are obvious choices, but is it the best option? It depends on our individual situation. The first thing…

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mortgage basics aerial

Mortgage Basics Explained

This is a sponsored post written by me on behalf of FSCO. All opinions are my own. Earlier in the year, my wife and I had bought our first home. Because we had done our research and had been saving diligently, we felt confident when we reached out to our realtor. After speaking to our…

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What do condo fees cover

What do Condo Fees Cover?

If you’re thinking about buying a condo, you’ve probably asked what do condo fees cover? Generally speaking, condo fees (or strata fees) cover building maintenance, amenities, and utilities. Condo fees aren’t cheap but it’s the price you’ll have to pay if you want to buy a condo. The tricky thing is, what condo fees cover…

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Save $30,000 by picking the right mortgage

Save $30,000 in 30-Minutes by Picking the Right Mortgage

I love to shop around! Nothing excites me more than getting the perfect deal, but it’s also about the right fit. Ever since my wife and I moved into our home, we spent hours picking out the paint colours and furniture. Honestly, I didn’t care that much, but this is our home, so I understand…

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Toronto Bloor Street

The Average Income to buy a Home in the GTA is how Much?

When my wife and I bought our home, we made the decision to not to go over $450K. We were approved for much more (like $1 million plus), but it was just way outside of our comfort zone. Even though we had a huge down payment, we just didn’t feel comfortable borrowing a ton of money…

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I bought a home

I bought a home, now what?

A few months ago I wrote about how I bought a condo. Despite how much I prepared, there was no way for sure to tell what would happen after I closed. Well, some things went according to plan, but some other things came up that were a bit annoying. As a money guy, it was…

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mortgage mistakes to avoid

5 Mortgage Mistakes to Avoid When Applying

For most people, getting a mortgage is a must when purchasing a home. It’s a pretty straight-forward process, you borrow money from a lender so you can purchase a home. Despite how “simple” it sounds, there are plenty of mortgage mistakes to avoid when you’re making an application. The biggest mistake is arguably not getting pre-approved…

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Assembling Your Real Estate Team

So I bought a condo, we actually took possession a few days ago. Surprised I didn’t mention it? It happened pretty quickly, but buying a home has been something my wife and I had been discussing for a while. As exciting as buying a home is, the financial commitment is, well, A LOT! My maintenance…

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steps to purchasing a home

The Steps to Purchasing a Home

Buying a home will most likely be the most expensive decision you make in our lives so it shouldn’t be taken lightly. I find it absolutely amazing how some people will spend hundreds of thousands of dollars, possibly even up to a million dollars without giving some serious thought about it. Way too often some of…

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