Personal Finance

When you apply for a credit card you take a hit on your credit score.

Does Applying for a Credit Card Affect Your Credit Score?

Does applying for a credit card affect your credit score? The short answer is yes, but if you have a decent credit score, it really won’t matter. To be perfectly blunt, if you have a good to excellent credit score, applying for additional credit cards shouldn’t be a major concern. For reference, I average six…

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Child Disability Benefit

About Canada’s Child Disability Benefit (CDB)

Raising a child isn’t a cheap endeavour for anyone, but families who are raising children with physical or mental impairments often incur even more costs. In an effort to help these families, the CRA has provided income benefits to qualifying individuals in an attempt to help alleviate some of the financial stress that comes with…

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Moka (Mylo) Review

In the market for a budgeting app that will help you save money? Moka (formerly known as Mylo) may be just what you’re looking for. This app helps you save money on a regular basis without having to change your spending habits. Here’s the thing, Moka is actually an investing app that’s disguised as a…

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Employee-Stock-Purchase-Plan-ESPP-Explained

Employee Stock Purchase Plan (ESPP) Explained

An employee stock purchase plan (ESPP) is a lucrative benefit that’s offered by some employers. If you’re fortunate to have access to an ESPP, you’re essentially being offered free money, and who doesn’t like free money right? There’s no denying the financial benefit of an ESPP, but it’s not a guarantee. Stock prices can go…

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PolicyMe Review | The Easiest Way to Find Life Insurance

Are you looking for a PolicyMe review? In this post, I’m going to share what life insurance is, why you may need it, and how it’s now easier than ever to purchase life insurance. Life insurance is one of those things in life that people tend to hold off on. Why? Well, there are two…

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LBC Digital Review

The best high interest savings accounts in Canada just got a new player as Laurentian Bank has just launched LBC Digital, an online bank that helps Canadians improve their financial health. Like many other digital banks, you’ll pay no fees and get a high interest rate which is currently at 1.15%. This is one of…

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OnlyFans Taxes for Canadians

OnlyFans Taxes for Canadians

Have you wondered how OnlyFans taxes for Canadians work? If you’ve joined OnlyFans as a performer and have started to earn an income, you’ll need to pay your fair share of taxes. To be clear, it doesn’t matter if you’ve earned $10 or $100,000 on the site, any income earned is considered self-employment income and…

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What insurance do I need?

What Insurance do I Need? 6 types of insurance to get

Have you ever asked what insurance do I need? With so many policies out there for various situations, it can be hard to tell what insurance you actually need. It doesn’t help that some insurance brokers out there aren’t looking out for your best interests and may only recommend products that make them money. The…

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General Assembly Pizza Subscription review

General Assembly Pizza Subscription Review | Get 20% off

Are you looking for a General Assembly Pizza subscription review? If you’re a pizza monster like me, then you’ve probably been hit by the ads on Facebook. At first glance, the idea sounds weird. Why would I want pizzas delivered to me monthly when I can just order them whenever I want? I brushed it…

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Simplii Financial Global Money Transfer review wallet

Simplii Financial Global Money Transfer Review

Are you looking for a Simplii Financial Global Money Transfer review? Anyone living in Canada looking for global money transfer services should consider Simplii Financial since they have no fees, and you can earn cash back on the money you send. Seriously, getting cash back on an international money transfer from Canada is unheard of.…

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