Parenting

My Baby Costs so far

**Editor’s note: Since I originally wrote this, I’ve already spent an additional $1,000 on randrom crap. I’ll try to update this page later. Many people know that babies are expensive. But nothing really prepares you for all that extra money you need to spend. My wife and I had already spent a small fortune since…

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stop spoiling your kids

Stop Spoiling Your Kids!

Spoiling your kids helps no one. Growing up, I knew a guy who received a Mercedes when he turned 16. He was hugely popular in high school (the car may have something to do with it), but he barely graduated and ended up dropping out of college. He later accumulated $50K in debt, which his…

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Canada Child Benefit kids

Get More out of the Canada Child Benefit

The Canada Child Benefit, which was promised by Justin Trudeau during the last federal election, has officially rolled out. The program replaces the Child Care Benefit and is clearly targeted at low to mid-income families since the payouts are higher. That being said, higher income families will most likely see a notable hit. So what…

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budgeting for a baby

Budgeting for a Baby: 10 Must-dos

Budgeting for a baby is never an easy task. The excitement of becoming a parent and holding your incredibly cute child is one thing but babies are expensive! No matter how you plan, there always seems to be something you haven’t budgeted for. It’s not your fault, these things come up and you learn to deal…

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teach your kids about money

Money Tips for Kids

November is financial literacy month in Canada and for a money nerd like me, it’s an exciting time. Next week I’ll be a panelist during credit education week where the theme is cheap vs. frugal, so if you happen to live in Toronto, be sure to swing by YMCA in downtown Toronto on the 9th. I’ll also…

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