One of my personal finance books is the Millionaire Next Door. Without going into too many details, it explains how research finds that people who appear rich may not actually appear to be rich. It makes sense in hindsight since the people who are actually rich save their money instead of spending their cash on [...]
Although some people have decided to use digital banks only, the majority of Canadians still use brick and mortar banks. There’s nothing wrong with that, but the question is are you getting the most out of your banks? Traditional banks offer a variety of products services but it seems like many people are using them [...]
motusbank is here! The first thing you need to know is that motusbank is a brand new Canadian digital bank which is a subsidiary of Meridian. In case you’re not familiar, they’re one of the most popular credit unions in Ontario and Canada. For years, Meridian has been offering some amazing products including one of [...]
A little while back, a reader of mine (Suzette) commented on how it would be interesting to read a post that’s aimed at Asians. Her point was that many Asians typically live at home rent-free until they’re married and usually their parents would have paid for their education. As someone who fits that description perfectly, [...]
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**This is a sponsored post written by me on behalf of Capital One Canada. All opinions are my own. Did you know that March is Fraud Prevention Month? It may seem silly that we need to dedicate a month to fraud protection, but it’s created positive changes. According to a recent study from Capital One, [...]
Are you looking for an easy way to invest but not sure where to begin? Do you want a method that will save you time, stress, and even money? Then maybe it’s time that you considered a robo advisor.Despite the name, it’s important to note that robo advisors are not robots. The process is automated [...]
Like many other people, as I’ve grown older, my income has increased. Think of it as climbing the corporate ladder. Making more money is great, but I still embrace a frugal lifestyle. It’s not like I’m the cheapest person out there, I just like being smart with my money. Don’t get me wrong, I won’t [...]
If you’re looking for the best way to transfer money internationally, then OFX is your answer. OFX was started in 1988 by two Australians under the name OzForex. The company quickly grew to become one of the largest currency exchange companies in the world with six offices globally. In 2015, the company rebranded as OFX. [...]
Finding the best way to transfer money internationally isn’t always the easiest thing to do. Sure, you could easily go to your bank and send an international money transfer, but you could get hit with some serious fees. You would have to pay to make the transfer (the recipient may also pay a fee) and [...]
