Finding the best way to transfer money internationally isn’t always the easiest thing to do. Sure, you could easily go to your bank and send an international money transfer, but you could get hit with some serious fees. You would have to pay to make the transfer (the recipient may also pay a fee) and [...]
Motive Financial is the online banking division of Canadian Western Bank (CWB). Originally, this online platform was called Canadian Direct Financial which was created in 2008, however, in 2017 the company rebranded and Motive Financial was born. Due to the fact that Motive Financial is an online bank only, they are able to offer various [...]
Talk to any person with knowledge about Canadian credit cards and they’ll tell you that the Scotia Momentum VISA Infinite card is the best cash back credit cards in Canada. What makes this card so popular is the fact that the rewards are simple, easy to earn, and even easier to redeem which makes it [...]
If you’re struggling with debt, you’ll want to take a look at one of the best balance transfer credit cards in Canada. Basically, balance transfer credit cards allow you to take your debt from an existing credit card and port it over your new card. This benefits you since you’ll get a lower interest rate [...]
Not many people think about Manulife for their banking needs so it was pretty interesting when they introduced their new All-In Banking Plan which gives you access to 4 different products: an everyday bank account, a high-interest savings account, a no-fee cash back credit card and travel disruption insurance. The idea is that all of [...]
If you haven’t heard of KOHO, it’s a Canadian reloadable Visa card and app that gives you real-time insights on your spending while helping you reach your financial goals by automating some of your savings. This no fee card even gives you 0.5% cash-back on your purchases which is amazing since most prepaid cards give [...]
Exclusive to Money We Have fans. Get an extra 1% cash back for a total of 1.5% on all purchases for 90 days when you sign up for the KOHO credit card by using my KOHO referral code CASHMONEY. KOHO is a no fee, reloadable Visa and app that provides real time insights. It basically [...]
If you’re reading my KOHO Premium Review, that likely means you’re already a KOHO user. If you happen to be a new user, you can check out my original KOHO review where I go over why KOHO is one of the best prepaid cards in Canada. Best of all, if you sign up with my [...]
One of my personal finance books is the Millionaire Next Door. Without going into too many details, it explains how research finds that people who appear rich may not actually appear to be rich. It makes sense in hindsight since the people who are actually rich save their money instead of spending their cash on [...]
Although some people have decided to use digital banks only, the majority of Canadians still use brick and mortar banks. There’s nothing wrong with that, but the question is are you getting the most out of your banks? Traditional banks offer a variety of products services but it seems like many people are using them [...]
