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I’ll be the first to admit that when Air Canada announced they were ending their partnership with Aimia/Aeroplan and were going to build their own program from scratch, I was skeptical. When it was later announced that they were going to buy Aeroplan and revamp it, I still wasn’t that impressed. I had this feeling…
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With the new Aeroplan being unveiled and the official launch happening on November 8, 2020, TD has revealed what their Aeroplan credit cards will look like at that time. Although we don’t know what the welcome bonuses are, we now know what the new benefits and annual fees will look like. Similar to CIBC and…
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There is a common misconception that estate planning is only necessary for wealthy people with large homes, fancy cars and expensive art collections. I’m here to debunk that myth by explaining why every adult needs a will (no matter how much money you have) and how to get one in place today. Who needs a…
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For many of us, monthly expenses such as groceries, utilities, rent or mortgage payments, car insurance, and more can quickly add up. Therefore, we are always eager to budget and save where we can. One of the best ways to save money on a monthly or weekly basis is by shopping for your groceries at…
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How to improve your credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit score. Yes, there are various things that you can do that will increase or decrease your credit score, but since…
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The BMO World Elite Mastercard was easily one of the best BMO credit cards. It’s their flagship travel rewards credit cards and comes with great benefits including lounge access, travel insurance, concierge service, extended warranty and more. What people love is that the sign up bonus is typically generous and it has a strong earn…
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If you plan on travelling to Japan for the first question most people ask is how much does it cost to go to Japan? There’s a big misconception that Japan is expensive, but I didn’t find it to be that much more expensive than other major cities I’ve visited. There are plenty of ways to do…
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