Dealing With Gambling Addiction

**This is a sponsored post written by me on behalf of the National Film Board of Canada. All opinions are my own. As you can imagine, I read a lot of articles about personal finance. Even though I don’t need any advice on how to manage money, I do like to read the stories that…

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3 Steps to get Your Finances Back on Track

**This is a sponsored post written by me on behalf of President’s Choice Financial®. All opinions are my own. Did you know that November is Financial Literacy Month? The Financial Consumer Agency of Canada came up with the idea to encourage Canadians to take control of their finances. Private, public, and non-profit organizations all get…

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what to do if you have too much debt

What to do if you Have too Much Debt

What to do if you have too much debt? It’s a question I hope you never have to ask. But with Canadians having record debt levels, some of us need to start taking our finances a bit more seriously. If you’re starting to worry about your debt, try to think about the positives. You know…

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stop spoiling your kids

Stop Spoiling Your Kids!

Spoiling your kids helps no one. Growing up, I knew a guy who received a Mercedes when he turned 16. He was hugely popular in high school (the car may have something to do with it), but he barely graduated and ended up dropping out of college. He later accumulated $50K in debt, which his…

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in the mood for money

In the Mood for Money

As you all know, earlier in the year, I bought a home. I used the majority of my savings which was a weird feeling for me. Even though I knew I was building equity, seeing my six digit savings “disappear” was not a good feeling. Right now, I’m rebuilding my savings, so every purchase hurts.…

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What to do with $10,000

Got $10,000? Here’s What to do With it

If we’ve recently come into a windfall of cash – from a gift, lottery, or inheritance – figuring out what to do with it is trickier than it seems. Paying down debts or increasing our retirement savings are obvious choices, but is it the best option? It depends on our individual situation. The first thing…

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hobbies or debt

Hobbies or Debt?

When given the choice between spending on hobbies or paying down debt, our decision should be easy to make. But unlike death and taxes which are certain in life, we still have a choice when it comes to how we spend our money. Unfortunately, many people will choose to spend on their hobbies, but guess…

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Payday loans are the worst

Payday Loans are the Worst!

If you didn’t know, payday loans are the worst! The amount of interest you’ll end up paying is insane – think 500%+. Yes, you read that right, you could end up paying FIVE HUNDRED percent interest. That makes your credit card interest look like a steal. With the cost of a loan being so much,…

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Money moves to make

5 Money Moves to Make now

There are plenty of money moves that we should do but how many of them do we actually go through with? Who wants to worry about the future when spending money right now is so much more fun. Heck, even if we don’t have money we can still spend just by using our credit cards.…

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get out of debt fast

Get out of Debt Fast With These Methods

Let’s be clear, if you owe thousands of dollars on multiple credit cards, there’s no way to get out of debt fast. If you see a company claiming they can clear your debt or fix your credit score for a small fee, the odds are they’re a scam. If you want to get out of…

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