Credit score

Credit coach 1

Improve Your Credit Score with Borrowell’s Credit Coach

Borrowell’s goal has always been to help Canadians make great decisions about credit. They introduced free credit scores in 2016 and followed that up in 2018 by giving their members access to their full Equifax credit reports (also for free). Both of these features are vital to Canadians who are looking to improve their credit…

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How to be money mindful

How to be Money Mindful

**This is a sponsored post written by me on behalf of Capital One Canada. All opinions are my own. Over the last few years, I feel like there’s been more education about personal finance. Maybe it’s because I’ve been blogging about the subject for some time now and have seen more bloggers join the community,…

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Why You Shouldn’t Fund Your Travels on Credit

Hands up if you need a vacation? Okay, put your hand down, people are going to think you’re crazy if you’re putting your hands up wherever you’re reading this. I think it’s fair to say that the majority of us could use a vacation right now. Heck, quite often I need a vacation from my…

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keeping your digital information safe

Why You Need to Keep Your Digital Information Safe

**This is a sponsored post written by me on behalf of Capital One Canada. All opinions are my own. According to a recent study from Capital One Canada, 71% of Canadians are aware of the impact identity theft can have on their personal finances, yet just 53% are taking some steps to prevent their data…

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5 Financial Resolutions for the New Year

**This is a sponsored post. All opinions are my own and are not the opinions of TransUnion. With the New Year just quickly approaching, it’s time to start thinking about those resolutions. Most people tend to make New Year resolutions at the last minute which usually means they end up being broken by the end…

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Picking Your Second Credit Card

So you’ve had a credit card for quite some time now and you’re wondering if it’s time to get another. It should be a pretty straightforward process, but picking your second credit card can be surprisingly difficult. There are so many cards out there, so where do you even begin? Getting a second credit card…

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Capital One Canada Introduces Free Credit Score Checks for Cardholders

Knowing and understanding our credit score is one of the key steps in building a healthy relationship with our finances. Generally speaking, the higher the number, the better we’re doing, but there are many variables involved. So how do you get your credit score? Starting today, Capital One Canada customers will have access to their…

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Oops, I Forgot to Pay my Credit Card Bill

So a funny thing happened a little while back, I forgot to pay my credit card bill. It’s only funny because I’m constantly preaching about how we need to pay our credit card bills on time and in full, yet somehow I forgot. Okay, some people call it irony, but ignoring your bills is really…

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disputing a credit card charge

Disputing a credit card charge: Losing when you’re not at fault

I recently headed down to Orlando where I got to relive my childhood with my brother. We saw six theme parks in three days and had an absolute blast. That is until I saw my credit card bill. No, I didn’t overspend. I had budgeted properly for my ground expenses so there were no surprises…

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What Happens if I Don’t use my Credit Card

What Happens if I Don’t use my Credit Card?

With increased debt loads across the country, many Canadians, including millennials, have decided to start using cash and debit more. But that brings up an interesting question. What happens if I don’t use my credit card? It really depends on our individual situation. In theory, we’ll spend less since research has found we spend less…

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