Credit score
Secured vs Unsecured Credit Cards
The difference between secured vs unsecured credit cards is not a topic that comes up often, but if you’re new to credit cards, you should know how they work. Most people know there are numerous…
How to Cancel a Credit Card in Canada
Have you wondered how to cancel a credit card in Canada? You would think the process would be easy, but closing your credit card account is more complicated than it needs to be. Not only…
How to Get a Credit Card in Canada: The easy steps
If you’re wondering about how to get a credit card in Canada, you’ve come to the right place. Many people assume that applying for a credit card is a straightforward process (which it is), but…
Improving Your Credit Score
**This is a sponsored post written by me in collaboration with Capital One Canada. All opinions are my own. Applying for a new credit card can be stressful at times. Even though you may have…
Does Applying for a Credit Card Affect Your Credit Score?
Does applying for a credit card affect your credit score? The short answer is yes, but if you have a decent credit score, it really won’t matter. To be perfectly blunt, if you have a…
How do Supplementary Credit Cards Work?
Have you ever wondered how do supplementary credit cards work? Whenever you sign up for a new credit card, you’re always asked if you want to add a supplementary card or an authorized user credit…
How Many Credit Cards Should I Have?
How many credit cards should I have is a question many people ask. Some people ask this when they have just one card while others wonder the same thing when they already hold multiple cards. …
Understanding Credit and Credit Cards as a Student
*This is a sponsored post written by me on behalf of RBC. All opinions are my own. The financial literacy gap is widening between high school and post-secondary students – but not in the direction…
Should you get a Credit Limit Increase?
I don’t know about you, but it seems like I can’t go a week without someone asking me if I want a credit limit increase. Every time I use an ATM or go into a…
KOHO Credit Building Review
I love KOHO. It’s easily the best prepaid credit card in Canada, but one major thing working against it is the fact that you don’t build any credit while using the card. Well, that’s no…