Credit score

Understanding Credit and Credit Cards as a Student

Understanding Credit and Credit Cards as a Student

*This is a sponsored post written by me on behalf of RBC. All opinions are my own. The financial literacy gap is widening between high school and post-secondary students – but not in the direction…

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Should you get a Credit Limit Increase?

I don’t know about you, but it seems like I can’t go a week without someone asking me if I want a credit limit increase. Every time I use an ATM or go into a…

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KOHO Credit Building Review

I love KOHO. It’s easily the best prepaid credit card in Canada, but one major thing working against it is the fact that you don’t build any credit while using the card. Well, that’s no…

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How to Build Credit as A new Immigrant

How to Build Credit as A new Immigrant

If you recently arrived in Canada, you’re likely wondering how to build credit as a new immigrant? The process of building a credit history and credit score in Canada is easy. However, depending on your…

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7 Reasons Why Your Credit Card Application Was Denied

Applying for a new credit card should be a pretty straightforward process. You find a card that you’re interested in, you put in your personal information, and you hit apply. If things go well, you’ll…

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fraud and identity theft

8 Ways to Protect Yourself From Fraud and Identity Theft

Every year there seems to be a major cyberattack in Canada. The most recent one being the cyberattack on the Canada Revenue Agency which exposed the data of many Canadians. Shortly after that information was…

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What Happens if I Don’t use my Credit Card

What Happens if I Don’t use my Credit Card?

With increased debt loads across the country, many Canadians, including millennials, have decided to start using cash and debit more. But that brings up an interesting question. What happens if I don’t use my credit…

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How to build a good credit score

Building a Good Credit Score

I write about debt a lot. It’s not that I particularly enjoy writing about debt, it’s unfortunately just a subject that many people can relate to– Canadians have record debt levels after all. We get…

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