Banking
How to Prepare for a Recession: 9 Tips
If you’re researching how to prepare for a recession, don’t worry, you’re not alone. Many people have noticed that stock markets have dropped, real estate values have decreased, and interest rates have spiked, so they’re…
Read MoreGst/HST Credit: How it works
The GST/HST credit is a tax-free quarterly payment from the Canada Revenue Agency (CRA). It was designed to help offset the government sales tax and harmonized sales tax for low-income individuals and families. In addition,…
Read MoreHow Long to Wait Between Applying for Credit Cards
Whether you’re looking for a new credit card or you’re looking to take advantage of a generous welcome offer, you’ve likely wondered how long to wait between applying for credit cards. The simple answer is…
Read MoreWhat Credit Score is Needed for a Credit Card?
Have you ever wondered what credit score is needed for a credit card in Canada? In most cases, you’ll need a credit score of at least 660, but that’s not always the case. Each credit…
Read MoreHow to Read a Credit Card Statement
Knowing how to read a credit card statement is basic financial literacy, but it can be confusing if you’re getting a credit card for the first time or you’ve recently switched banks. To further complicate…
Read MoreBank Fees and Charges in Canada | How to avoid them
Let’s be real, bank fees and charges in Canada are brutal. Not only do you need to pay financial institutions to hold your money, but they’ll charge you for any additional service you need. It’s…
Read MoreEmployment Insurance in Canada: How it works
Knowing how employment insurance in Canada works is vital since it can provide you with an income if you ever lose your job. While most Canadians strive to work hard and earn enough money to…
Read MoreSimplii Financial Global Money Transfer Review
Are you looking for a Simplii Financial Global Money Transfer review? Anyone living in Canada looking for global money transfer services should consider Simplii Financial since they have no fees, and you can earn cash…
Read MoreWhat to do if you’re a victim of e-transfer fraud
Interac e-transfers are one of the most popular ways to send money. Although it’s often referred to as a safe way to transfer funds, it’s not exactly foolproof. There is more than one way to…
Read MoreChequing Vs. Savings Account | What’s the difference?
When deciding between a chequing vs. savings account, you need to figure out what your needs are. Chequing accounts are typically used for day-to-day transactions from a most basic level, while a savings account is…
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