Comments on: Can a Canadian Apply for a US Credit Card? https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/ Personal Finance and Budget Travel for Canadians Tue, 19 Sep 2023 19:41:20 +0000 hourly 1 https://wordpress.org/?v=7.0 By: L.Paige https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-221945 Tue, 19 Sep 2023 19:41:20 +0000 https://www.moneywehave.com/?p=767369#comment-221945 They said it was not an option, unfortunately.

]]> By: Barry Choi https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-221896 Mon, 18 Sep 2023 18:06:18 +0000 https://www.moneywehave.com/?p=767369#comment-221896 In reply to L.Paige.

In the past, people have called Amex directly and given them their Canadian number and said they don’t have their U.S. number set up.

]]> By: L.Paige https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-221887 Mon, 18 Sep 2023 16:50:37 +0000 https://www.moneywehave.com/?p=767369#comment-221887 I”m having trouble using the Nova Credit route because they are asking me (via the phone application) for a US phone number.
Not sure how to proceed……?

]]> By: Doehup https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-220082 Fri, 14 Jul 2023 12:53:27 +0000 https://www.moneywehave.com/?p=767369#comment-220082 In reply to Barry Choi.

Hi,
are there any suggested providers that don’t show up as a commercial mail receiving agency by USPS?

]]> By: Barry Choi https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-219990 Mon, 10 Jul 2023 18:58:54 +0000 https://www.moneywehave.com/?p=767369#comment-219990 In reply to Haz.

Haz,

If you already have a TD account based in the U.S., you should be able to log in and change your address yourself. Then just wait for your next statement to post as it’ll have your banking info plus your U.S. address. That should be enough for Amex.

That said, a mailing address for Amex may not be enough unless the mailing address doesn’t coming as a mail forwarding address.

]]> By: Haz https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-219989 Mon, 10 Jul 2023 18:56:21 +0000 https://www.moneywehave.com/?p=767369#comment-219989 Hello Barry

I have a TD US account and have applied for the TD credit card which is in process, I assumed that they have put my US address on file but they didnt. Later when I was applying for my US amex they got the TD personnel on phone they refused that my US address is not my home address. I am trying to get my mailing address updated as my US address on US TD so in the future the address is on file. The issue I am having is that amex is saying they only verify with the bank once, if you fail then you have to submit a document which verifies the address. I have bought a mailing address but I am not sure how to get a verifying document which would be sufficient, can you assist?

I came across your article after I made the mistake, I wish I came across it before 🙁

]]> By: Barry Choi https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-218292 Wed, 19 Apr 2023 13:11:58 +0000 https://www.moneywehave.com/?p=767369#comment-218292 In reply to Caro.

Caro,

You have to input the address listed on your CC when making purchases online.

]]> By: Caro https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-218279 Wed, 19 Apr 2023 02:56:26 +0000 https://www.moneywehave.com/?p=767369#comment-218279 Hi, I’m struggling to book some flights with a Canadian CC. In my Crossborder I can change one of three address fields: Permanent address, Mailing address or Seasonal/Temporary (must be for snowbirds). I assume that I would change the Mailing address to my US address and keep the Permanent address as my canadian one? Thanks!

]]> By: Barry Choi https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-218045 Thu, 23 Mar 2023 23:30:57 +0000 https://www.moneywehave.com/?p=767369#comment-218045 In reply to Andrew.

Hey Andrew,

You’ll likely need to draw a different mail service. Alternatively, if you got a trustworthy friend in the U.S. who doesn’t mind accepting your mail, you could ask them for a favour.

]]> By: Andrew https://www.moneywehave.com/can-a-canadian-apply-for-a-us-credit-card/#comment-218043 Thu, 23 Mar 2023 22:23:33 +0000 https://www.moneywehave.com/?p=767369#comment-218043 In reply to Barry Choi.

Thanks Barry! I managed to get the US-based account set up. I applied for the AMEX card, but had to call in to verify a few details. Apparently they’ve started doing address checks, because the PMB I signed up for the person on the other end of the line immediately said this address wouldn’t qualify because it’s a PMB and not a residential address. So I guess I’m SOL.

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