Comments on: The Best Cash Back Credit Cards in Canada 2026 https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/ Personal Finance and Budget Travel for Canadians Sun, 04 Jan 2026 19:22:51 +0000 hourly 1 https://wordpress.org/?v=7.0 By: Barry Choi https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-216416 Fri, 08 Jul 2022 00:56:02 +0000 https://www.moneywehave.com/?p=659799#comment-216416 In reply to Rafs.

Rafs,

I’m not 100% sure, but I believe it’s 8. 4 charge and 4 standard cards.

]]> By: Rafs https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-216415 Fri, 08 Jul 2022 00:38:26 +0000 https://www.moneywehave.com/?p=659799#comment-216415 Hello Barry,

Need your guidance.
In Canada, how many personal credit cards does AMEX allow?

Thank you,

]]> By: Rick https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-212059 Tue, 03 Nov 2020 14:26:27 +0000 https://www.moneywehave.com/?p=659799#comment-212059 In reply to Barry Choi.

Sounds good, thanks. And yes, I agree RSA is a nice perk to have for sure 😉

]]> By: Barry Choi https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-212058 Tue, 03 Nov 2020 14:24:11 +0000 https://www.moneywehave.com/?p=659799#comment-212058 In reply to Rick.

No real reason. I just think the other cards on my list are better for specific instances. That said, the TD Cash Back Visa Infinite card does come with free roadside assistance and that alone makes it worthwhile.

]]> By: Rick https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-212056 Tue, 03 Nov 2020 13:50:59 +0000 https://www.moneywehave.com/?p=659799#comment-212056 Any reason you dont have the TD Cash Back Visa Infinite?

]]> By: Barry Choi https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-209283 Mon, 27 Apr 2020 15:43:54 +0000 https://www.moneywehave.com/?p=659799#comment-209283 In reply to Jared Riley.

Jared,

Yes the new changes are annoying. It’s just an okay card moving forward.

I personally prefer to use the WestJet RBC World Elite Mastercard at Costco. It also has a 1.5% return rate.

]]> By: Jared Riley https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-209282 Mon, 27 Apr 2020 15:35:27 +0000 https://www.moneywehave.com/?p=659799#comment-209282 As of June 2, 2020, Rogers is reducing the rewards on the World Elite to 1.5% across the board. Foreign transactions are dropping to 3%.

It still might be among the best if you shop a lot at Costco and you don’t want to bother with categories. Otherwise it doesn’t stand out as much as it used to.

]]> By: Timothy Trisnadhama https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-190045 Wed, 31 Jul 2019 20:31:55 +0000 https://www.moneywehave.com/?p=659799#comment-190045 In reply to Barry Choi.

Gotcha. Thanks

]]> By: Barry Choi https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-190039 Wed, 31 Jul 2019 19:08:01 +0000 https://www.moneywehave.com/?p=659799#comment-190039 In reply to Tim.

Tim

I haven’t looked at the fine print but the $25K cap applies for each category so 4% $25K on gas, $25K on grocery etc. If you spend over that amount, the cash back goes down to 1%. This usually lasts per calendar year so you would get the increased cash back on Jan. 1st.

Again, I haven’t looked at the fine print, but that’s what it usually means.

]]> By: Tim https://www.moneywehave.com/best-cash-back-credit-cards-in-canada/#comment-190011 Wed, 31 Jul 2019 14:33:18 +0000 https://www.moneywehave.com/?p=659799#comment-190011 So the Meridian one has this disclosure:

Earn 4% on gas and grocery purchases. (Applies to first $25,000 in purchases then 1% for all other purchases.)
Earn 2% on pharmacy purchases and utility bill payments. (Applies to first $25,000 in purchases then 1% for all other purchases.)

Does that mean after spending a total of $25K in each category above, it goes back to 1% cashback for a lifetime?

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