Comments on: American Express Platinum Travel Insurance

By: Barry Choi

Barry Choi — Tue, 14 Mar 2023 16:34:11 +0000

In reply to Viviene.

Hi Viviene,

No, the insurance won’t apply. If you used Avion points, you’d have to use an Avion credit card to pay the balance for your insurance to apply.

Any supplementary card holders would be covered, but if your family is not supplementary users, and you’re not travelling with them, the insurance wouldn’t apply.

By: Viviene

Viviene — Tue, 14 Mar 2023 15:04:35 +0000

Do you know if the insurance will cover trip interruption if I paid for my flights with avios points but paid the taxes and hotel bills with the amex card?

Also, will my card insurance cover my family if I am not on return flight with them?

By: Barry Choi

Barry Choi — Mon, 04 Jul 2022 10:58:48 +0000

In reply to Samnang.

Samnang,

The American Express Platinum Canada Card does cover baggage delay

https://www.americanexpress.com/ca/en/charge-cards/the-platinum-card/

“Baggage Delay Insurance17†
You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 hours or more when you fully charge your airline ticket to your Platinum Card.”

By: Samnang

Samnang — Mon, 04 Jul 2022 10:13:23 +0000

I called Amex and baggage delay is not covered unless you purchase additional travel insurance with Amex. Luckily I did.
They didn’t say what exactly I can or can’t get reimbursed. They just said up to $500 is covered for me and $500 is covered for my son.

By: Barry Choi

Barry Choi — Wed, 09 Mar 2022 23:56:26 +0000

In reply to Rob. Hey Rob, No, COVID would not be a covered reason. Covered reasons are outlined in the insurance policy handbook

By: Rob

Rob — Tue, 08 Mar 2022 19:35:04 +0000

any idea if “covered reason” includes covid related events?