It’s mid-January which means it’s time for me to check in on your New Year’s resolutions. I didn’t write about resolutions this year because I don’t believe in them. Let me reword that, I think most people don’t end up sticking to their resolutions, so I don’t see a point in making them.

Instead of making resolutions, why not come with some goals that you would like to accomplish for the year? Sure we’d all like to lose weight or save more money, but we need to have a real plan to get us there. Taking the next steps is what ultimately gets is to our goals, so we need to start doing them right away!

taking the next steps

Figuring out what your next steps are

These seems simple enough but quite often we can get lost along the way. Let’s look at the examples from above. If you want to lose weight, then you need to start eating healthier and work out more. What some people get caught up on is how that’s actually accomplished.

Sounds ridiculous right? You have no idea how many people will debate what they should eat or where they should get a gym membership. Even if they go all-in and commit to a gym, there will always be a debate about what exercises to do.

The same thing applies to finances and saving money. We all want to save more money, but what are we doing to meet the goal? Have we set up an automatic savings plan to so we pay ourselves first? Maybe we’ve decided we’re going to come up with a side hustle. Again, we can say and plan whatever we want, but it really comes down to taking the next steps.

Taking the next steps right away

The reason why many of us are afraid to take the next steps is because we end up second guessing ourselves or we’re indecisive (I know I can be at times, okay a lot of the time). However, when it comes to certain decisions, I’ve come to learn that you don’t always need to be 100% about your choices.

I can’t take credit for this thinking. I actually picked it up from Rahim Madhavji of Knightsbridge FX when he did a presentation at the Canadian Personal Finance Conference. He was talking about how as a business owner / leader, you only need to be 75% sure of your decision. For him, that was a good enough gut feeling to move on with the task at hand.

For some people, this might sound crazy. Wouldn’t you want to be 100% sure about your decisions? Well yes, of course you do, but his point was that if you want to be 100% sure, you may never get there or you may lose out on opportunities.

I’ve taken that to heart. Whenever I’m looking to make decisions, I weigh my options and pick the best option available to me. Taking the next steps is what ultimately gets me to my end goal, so I need to make decisions quickly and move on.

Don’t get me wrong, there are times where being 75% sure is not good enough or it ends up being the wrong decision. You just need to recognize your mistakes and take the appropriate actions to correct them.

The final word

It doesn’t matter if you’re looking to lose weight, save more money, or trying to run a business – you have to take the next steps to get to your end game. Analyze your current situation, make your decisions, and move on.